Floridians get breather from health care rule

Apr 7, 2014 by Guest Writer

The state of Florida has granted a one-year extension on allowing people to buy or renew health insurance plans that are not yet compliant with the new health law, the Affordable Care Act also known as Obamacare, through 2014.


A map found on www.ahipcoverage.com shows the states that agreed with the Obama Administration’s prior extension. It is expected that these same states are likely to grant the latest federal extension announced by the administration to Oct 1st, 2016.


This means that policies issued out of these states do not have to conform to minimum essential benefit guidelines, said Jill Cappelli, individual sales manager for the U.S. east coast with GeoBlue.


“People buying coverage in these states will not face a tax penalty for having non-ACA-compliant coverage,” she wrote in a recent e-mail. “Insureds will still be able to meet the individual mandate based on their old plan. This is very good news for the crew market.


“Previous to this ruling, people were being actively encouraged (by law) to purchase an ACA plan, built specifically for Americans living in the United States,” she wrote. “These domestic plans offer inadequate benefits for global living. For example, most ACA plans restrict people to emergency-only coverage outside the United States and members don’t have access to contracted providers the world over. These plans don’t include medical evacuation coverage and members are required to pay large hospital bills out of pocket and hope that they are reimbursed at a later date.”


GeoBlue has created a frequently-asked-questions page that might provide additional answers for expatriots and yacht crew: www.geobluetravelinsurance.com/aca_faqs.cfm.


Related Articles

2014 ShowBoats Design Awards

ShowBoats has selected the finalists for its 2014 ShowBoats Design Awards. The finalists will be announced in late February at a gala in Austria. The award program honors the

Cool giveaways worthy of your time

Companies around the show hold raffles to get new customers. Several of these may be of interest to crew. FCI Watermakers will raffle an iPad to eligible participants who

ICT offers new engine course

The Approved Engine Course (AEC), now offered at International Crew Training in Ft. Lauderdale, provides students with basic theoretical knowledge, combined with practical training on both working …

SeaKeepers honored

The International SeaKeepers Society was awarded the Fabien Cousteau Blue Award from the International Superyacht Society for its stewardship of marine ecosystems. “We work hard all year placing …

Owner’s View: Answers to some pressing questions

Owner’s View: Answers to some pressing questions

Owner’s View: by Peter Herm The Monaco show was awesome. You should have been there. I went to the first one 26 years ago. They just get bigger and

USCG extends credential deadline

Because of the 16-day partial U.S. government shutdown in early October, the U.S. Coast Guard announced that mariners whose credentials expire between Oct. 1 and Nov. 30 will receive