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Ace Recreational Marine Insurance

Ace Recreational Marine Insurance
(949) 481-3741
Florida
United States

Mega-Yacht Insurance
The Elite Yacht Program® is ACE’s exclusive program to fulfill the specialty insurance needs of luxury yacht owners with vessels valued at $5 million or greater.  Exceptional yachts require specialized insurance protection and the Elite Yacht Program provides significantly increased benefit levels for a broad range of coverage, along with many other valuable and unique policy features.
BENEFITS

ACE’s unique Hull Deductible Waiver. Please see Coverage details below.
A multitude of deductible-free coverages.
Worldwide navigation limits are available.
“Blue Cards” for Mediterranean cruising – required as proof of insurance in Italy, Spain and Greece – free of charge.

COVERAGE

Hull Deductible Waiver – When a covered claim exceeds the Hull Deductible amount, no deductible is applied. Also see the ‘Deductible-Free Coverage’ tab below.
No depreciation applies on the following items: Machinery inside the hull; Personal Property; Crew Personal Property; Personal Watercraft.
Occasional Charter Coverage – Our policy automatically includes this coverage.
Medical Payments – The medical payments limit offered is on a per person basis, rather than per occurrence, and we will pay costs incurred up to three years from the date of occurrence.
Captain and Crew Coverage – Liability coverage is extended to the captain and crew members serving aboard the insured yacht.
Marina as Additional Insured – The marina, yacht club and similar facility where the insured yacht is kept is automatically included as an Additional Insured.
Mooring or Slip Rental Agreement Waiver – When waiver of subrogation is required through a written contract by a yacht club, marina or similar facility used for the purpose of storage or slip rental, the Elite Yacht Policy will permit an insured to waive their rights to subrogation.
Legal Defense Protection – Covered payments made for the cost of an insured’s legal defense, related to ownership or use of the insured yacht, are in addition to the Liability limit, up to a maximum of the Liability limit amount.  Many other policies simply combine any defense costs into a single Liability limit, whereas the ACE Elite Yacht Program in effect provides an additional level of protection.

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Ace Recreational Marine Insurance


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